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Uncontrollable spending behavior of credit cardholders : (Record no. 10122)

MARC details
000 -LEADER
fixed length control field 02043nam a22002057a 4500
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20250114094544.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 250114b ph ||||| |||| 00| 0 eng d
040 ## - CATALOGING SOURCE
Transcribing agency OCT
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Banitog, Brigitte C.
245 ## - TITLE STATEMENT
Title Uncontrollable spending behavior of credit cardholders :
Remainder of title A qualitative study /
300 ## - PHYSICAL DESCRIPTION
Extent Vol 1 (1) pages 109-135 :
Other physical details illustrations ;
500 ## - GENERAL NOTE
General note I. ABSTRACT<br/><br/>Behavior is caused. Even uncontrollable spending behavior, too. This study was conducted to<br/>determine credit cardholders' live experiences in using credit cards and the challenges they<br/>have faced in paying off credit card debt. The researchers also want to know how they coped<br/>with the situation. A qualitative descriptive research design was applied to the study, and a<br/>purposive sampling technique was used to select the respondents. The instrument used to<br/>attain the data pertinent to this study was semi-structured interviews designed to assess<br/>relevant information. The data were analyzed using Braun & Clarke's (2006) six steps of<br/>thematic analysis. Based on the study, the following were the findings and conclusions: (1)<br/>Consumer behavior and ease of payment are the live experiences of credit cardholders in<br/>using credit cards; (2) Financial literacy, amortization, and compounding interest are the<br/>challenges faced by the credit cardholders; (3) Debt restructuring and financial management<br/>are the solutions they made in order to pay down their credit card debt. The findings suggest<br/>a need for credit providers to educate clients about the risks of minimum payments and<br/>encourage responsible spending habits. Credit cardholders are advised to prioritize debt<br/>repayment, seek debt restructuring options, and practice effective financial management to<br/>avoid drowning in debt.<br/>
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element credit card
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element uncontrollable spending behavior
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element credit cardholders
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Begosa, Aironica V.
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Lacuarin, Rothel Valerie P.
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Mirabueno, Cherry R.
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Source of classification or shelving scheme Dewey Decimal Classification
Koha item type Continuing Resources
Suppress in OPAC No
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Home library Current library Date acquired Total Checkouts Date last seen Uniform Resource Identifier Price effective from Koha item type
    Dewey Decimal Classification     Olivarez College Tagaytay Olivarez College Tagaytay 01/14/2025   01/14/2025 https://drive.google.com/file/d/1l6oWRkqm8bgT4SIlC62TndGlVJBu-roE/view?usp=drive_link 01/14/2025 Continuing Resources