3 ways to balance saving for education and retirement / Kelly C. Long
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TextDescription: Vol 238 (6) pages 23-24 : illustrations ; 27 cmISSN: 0021-8448Uniform titles: Journal of Accountancy / December 2025 Subject(s): Personal financial planning
For many parents, especially Millennials, the memory of crippling student loan debt remains fresh or is still an issue.
While the so-called student loan crisis was brewing well before Millennials were even born, their experience of graduating with excessive levels of debt, particularly during the Great Recession (December 2007 to June 2009), made this generation the poster child for what can happen when students are allowed to borrow far more than may be considered prudent, with very little guidance for parents or students to truly understand the future burden they were accepting as the loans piled up
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